TERMS OF USE

These Terms of Use (“Terms”) govern the access to and use of the website www.fscapital.ba (the “Site”), operated by Alternative Investment Fund Management Company FS CAPITAL MANAGEMENT Ltd. Banja Luka, Vidovdanska 2, 78000 Banja Luka, Registration No: 11671446, TIN: 4405343420000 (“FS Capital,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms and all applicable laws. If you do not agree, you must discontinue use immediately.

1. Use of the Site

1.1 Eligibility. You must be at least 18 years old and have full power and authority to enter these Terms.
1.2 Permitted Use. You may view, download, and print content from the Site solely for your personal, non‑commercial use, provided you retain all copyright and proprietary notices.

1.3 Prohibited Conduct. You agree not to:

• Use the Site for any unlawful purpose or in violation of any local, national, or international law;
• Upload or transmit viruses, malware, or any malicious code;
• Interfere with or disrupt the Site’s servers or networks;
• Attempt to gain unauthorized access to any portion of the Site;
• Reproduce, distribute, modify, or create derivative works of Site content except as expressly permitted;
• Frame, mirror, or deep‑link the Site without our prior written consent.

2. Intellectual Property

2.1 Ownership. All content on the Site - including text, graphics, logos, images, and software - is the property of FS Capital or its licensors and is protected by copyright, trademark, and other intellectual property laws.
2.2 Trademarks. “FS Capital” and other marks displayed on the Site are our registered or unregistered trademarks. You may not use any trademark without our prior written permission.

3. User‑Generated Content

3.1 Submissions. Apart from the content submitted as our client, any content you submit to the Site (e.g., via contact forms or comments) becomes our property. You grant FS Capital a worldwide, royalty‑free, perpetual, irrevocable license to use, reproduce, modify, and distribute your submission.
3.2 Responsibility. You represent and warrant that you own or control all rights to your submissions and that they do not infringe any third‑party rights.

4. Third‑Party Links and Content

4.1 Links. The Site may contain links to third‑party websites. These links are provided for convenience only; we do not endorse and are not responsible for their content or practices.
4.2 No Liability. Your use of third‑party sites is at your own risk. We strongly recommend reviewing their terms of use and privacy policies.

5. Disclaimer of Warranties
THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. WHILE FS CAPITAL IMPLEMENTS ROBUST TECHNICAL, ORGANIZATIONAL, AND PROCEDURAL MEASURES TO ENSURE THE SECURITY, PERFORMANCE, AND AVAILABILITY OF THIS SITE, WE CANNOT GUARANTEE THAT THE SITE WILL BE UNINTERRUPTED, ERROR‑FREE, OR COMPLETELY SECURE AT ALL TIMES OR AT ALL LEVELS. FS CAPITAL DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT.

6. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, FS CAPITAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY IN CONNECTION WITH THE SITE SHALL NOT EXCEED EUR 100.

7. Indemnification
You agree to indemnify and hold FS Capital harmless from any claims, liabilities, losses, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site or your breach of these Terms.  

8. Privacy
Your use of the Site is also governed by our Data Privacy Policy, which is incorporated herein by reference.

9. Modifications to Terms
We may revise these Terms at any time by posting updated versions on the Site. Your continued use after changes constitutes your acceptance of the new Terms. Please review these Terms periodically.

10. Governing Law and Dispute Resolution
These Terms and your use of the Site are governed by the laws of the Republic of Srpska and where applicable, Bosnia and Herzegovina, without regard to conflict‑of‑law principles. Any dispute arising under these Terms shall be resolved exclusively in the courts of Banja Luka.

11. Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.

12. Contact Information
For questions regarding these Terms, please contact us at:
FS Capital Management Ltd.2 
Vidovdanska Street, 78000 Banja Luka, Republic of Srpska – BiH
Email: office@fscapital.ba
Telephone: +387 51 218 758
Thank you for visiting FS Capital’s website.